Privacy Policy

Wanance ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our personal finance platform available at wanance.com and our mobile applications.

We collect the following categories of information:

• Account data: your email address and display name, provided during registration.
• Financial data: wallets, transactions, categories, and movement records you create within the app. This data belongs to you.
• Usage data: how you interact with the app (features accessed, session duration), used to improve the product.
• Device data: browser type, operating system, and IP address, used for security and fraud prevention.
• AI capture data: when you use AI capture, the receipt photo or voice note you submit is processed to extract movement details (amount, date, category, wallet). This only happens when you choose to use the feature.
• Device permissions (mobile): with your consent, the mobile app may access your camera, microphone, and photo library or files — solely to capture the receipts or voice notes you choose to submit.

We use your information to:

• Provide and maintain the Wanance service.
• Send transaction confirmations and security alerts related to your account.
• Send product updates and announcements (you may opt out at any time).
• Detect and prevent fraudulent or unauthorized access.
• Comply with legal obligations.

We do not use your financial data to serve advertising or to profile you for third-party marketing purposes.

We take security seriously and implement the following measures:

• Hashed credentials — passwords and recovery codes are stored as bcrypt hashes, never as readable text.
• HTTPS/TLS in transit — all communication between your device and our servers is encrypted.
• Managed cloud hosting — servers and database run on a managed cloud provider with restricted access.
• Two-factor authentication — available on all accounts for an additional layer of protection.

We do not sell your data. We may share your information only in the following limited circumstances:

• Payment processors (MercadoPago): billing information is processed by MercadoPago under their privacy policy.
• AI provider (Anthropic): receipt images and voice transcriptions submitted through AI capture are sent to Anthropic to return the extracted data. Per Anthropic's API terms, these inputs are not used to train their models and are not retained beyond what is needed to process your request.
• Google Drive (optional): if you enable Google Drive backup, your data export is stored in your own Google Drive account under Google's terms; we do not keep a copy.
• Infrastructure providers: hosting and storage are managed by certified cloud providers under strict Data Processing Agreements.
• Legal authorities: only when required by applicable law, court order, or valid legal process.

You have the right to:

• Access the personal data we hold about you.
• Correct inaccurate or incomplete information.
• Delete your account and associated data, yourself, from the app settings — the deletion is immediate and permanent.
• Export your financial data as an Excel file (.xlsx) from the app, on the plans that include data export.
• Be forgotten — if you prefer, submit a deletion request and we will permanently remove your data within 30 days.

To exercise any of these rights, contact us at wanance.app@gmail.com.

We use the following types of cookies:

• Session cookies: required for authentication and keeping you logged in securely.
• Analytics cookies: help us understand how the app is used. You may opt out via your account settings.

We do not use advertising cookies or sell cookie data to third parties.

Wanance is not intended for individuals under the age of 16. We do not knowingly collect personal information from children. If you believe a child under 16 has provided us with their data, please contact us at wanance.app@gmail.com and we will promptly delete the information.

We may update this Privacy Policy from time to time. We will notify registered users by email of any material changes at least 14 days before they take effect. Continued use of Wanance after the effective date constitutes acceptance of the updated policy.

For any privacy-related questions or requests, please contact us at wanance.app@gmail.com or visit wanance.com.