Get out of debt with a plan, not a hope

Track every loan and card, then let snowball and avalanche plans show you the payoff order — and the exact date you'll be debt-free.

Debt feels endless because it's scattered: a card here, a loan there, a 'buy now, pay later' you half-forgot. Without one view, you pay a bit everywhere and the balances barely move.

Every debt, with its real cost

In Wanance you track each debt with its balance, interest rate and monthly payment — loans, credit cards, mortgages, anything you owe. Together they roll up into a single total and a single question: what's the fastest way out?

Two proven payoff strategies

Wanance builds a payoff plan for you using the two methods that actually work:

• Snowball — pay the smallest balance first for quick wins and momentum
• Avalanche — pay the highest interest rate first to save the most money

Either way, you see the payoff order, how long it takes, and the exact date you'll be free — so an overwhelming pile becomes a finite, countable path.

Debt isn't beaten by paying a little everywhere. It's beaten by an order, kept until the last balance hits zero.

Add your debts honestly, pick the plan that fits your temperament, and watch the debt-free date get closer with every payment.