SavingsJuly 16, 20265 min read

Savings goals that actually set money aside

Set a target and a deadline, then reserve real money toward it — so your available balance reflects what's truly free to spend.

Saying 'I'm saving for a trip' is easy. Actually keeping that money untouched is the hard part, because in your bank account it looks exactly like spendable cash.

A target with a deadline

A savings goal in Wanance has a name, a target amount, and optionally a deadline. As you contribute, a progress bar fills and you can see how close you are — and whether your pace will get you there in time.

Reserved, not just labeled

The difference that matters: when you contribute to a goal, that money is reserved against your balance in that currency. It doesn't disappear or move, but it stops counting as free to spend.

  • Your available balance shows what's truly spendable after reservations
  • You can't over-commit: contributions are capped at what's actually available
  • Reservations are per currency, so a goal in pesos never touches your dollars
Money you've mentally set aside but can still spend isn't saved. Reserving it makes the intention real.

Create a goal for the thing you keep meaning to save for, contribute whenever you have room, and let the available balance keep you honest.

Put it into practice

Track every wallet, goal and split in one place. Free to start.

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