"Will I make it?" — planning ahead with Projections

Declare a starting balance, add the money you expect in and out with dates, and see the one number that answers whether you'll be okay.

Your history tells you what happened. It doesn't tell you whether next month works — whether rent, a trip and that pending payment all fit before your salary lands. That's a different question, and it needs a different tool.

A sandbox for the future

Projections is a space to think, completely separate from your real movements. You declare a starting balance — type it in, or pull your real balance as a starting point — and then add the money you expect to come in and go out, each with a date.

The number that matters is the lowest point

Wanance walks your events in date order and draws the running balance. The answer to 'will I make it?' isn't where you end the month — it's the lowest point along the way:

• You can finish the month positive and still go red mid-way
• Projections shows that dip, and the exact date it happens
• If the balance ever crosses zero, the scenario is flagged as a risk

Because it's isolated, you can build as many what-if scenarios as you like — a cautious one, an optimistic one — without touching a single real transaction.

Budgets look back. Projections look forward — to the one moment where the money might not be there.

Next time a big month is coming, sketch it out first. It's far cheaper to find the shortfall on a projection than in your account.