Everything you need to run your personal finances
Wanance brings expense tracking by category, budgets with alerts, credit-card tracking, savings goals and clear reports into a single dashboard. Unify your wallets (cash, accounts and cards) and use it from web, Android and iOS with secure, encrypted sync.
Built for real-world
finance management
Not a generic budget app. Every feature maps directly to how you actually manage money — you keep the records, nothing is linked to your real bank accounts.
Log by voice, photo or PDF
Say “spent 30,000 on a burger”, snap a receipt or upload the invoice PDF — AI reads the amount, category and wallet and fills the form. You just confirm.
Food
Expense · Bancolombia
Every wallet, one dashboard
Bank accounts, credit cards, debit cards, and virtual wallets — all balances visible simultaneously.
Bank Account
$4,280.50
Credit Card
$1,200.00
Virtual Wallet
$890.25
Debit Card
$320.00
One account, every device
Web and mobile run on the same data: record something on one device and it is there when you open the other. The dashboard paints from cache and revalidates with the server on every load. These are your own entries; Wanance isn't linked to any real bank account.
Income received
$50,000 · Bancolombia · just now
Expense logged
$3,500 · Amazon · 2 min ago
The vocabulary of your money
Income, Expense, Investment and Transfer between your own wallets — each one with its category, tag, description and receipt.
Monthly financial overview
Compare income vs expenses vs investments month by month. Spot patterns before they become problems.
Color-coded organization
Create custom categories with unique colors. Every transaction sorted exactly your way.
Save with purpose
Set one-time savings targets with deadlines or recurring weekly, monthly and yearly goals, track your progress with visual indicators, and contribute funds toward your goals. Stay motivated and on track.
Track your portfolio
Follow stocks, crypto, ETFs and funds in one place. See invested vs current value, live profit & loss, and refresh crypto prices on demand.
Portfolio value
$14,000
3 holdings
Total P&L
+$2,180
+18.4%
AAPL
Apple Inc.
$4,210
+12.4%BTC
Bitcoin
$6,850
+34.1%VOO
S&P 500 ETF
$2,940
−2.7%Will I have enough?
Declare a starting balance, add the money you expect in and out with their dates, and watch the running balance. It answers the only question that matters — will you make it — without touching your real movements.
Lowest point
$320
Pay off debt faster
Track loans, credit cards and mortgages with balances, interest and monthly payments. Get snowball and avalanche payoff plans and see exactly when you'll be debt-free.
Total debt
$10,350
Debt-free in
2 yr 4 mo
Car Loan
6.5% APR
$8,200
45% paid
Visa Card
21.9% APR
$2,150
70% paid
Move funds in seconds
Record a transfer between any two of your wallets — even in different currencies — or an exchange with someone (you sent them money and they gave it back in cash). It isn't an expense or an income. No real money leaves your bank.
From
Bancolombia
Bank
To
Nequi
Virtual
Full transaction log
Wallet, category, description, date, amount — nothing gets lost, everything is trackable. Bring your past with you: import movements from a CSV (your bank statement or another app), and download your whole account whenever you want.
Bancolombia
Income
Amazon
Expense
Stocks
Investment
Your bank alerts become movements
Forward the purchase alerts your bank already emails you to your personal Wanance address. AI reads the amount, merchant, date and card and leaves a draft — you confirm it in one tap, and it learns which card and category you use.
alertas@tubanco.com
Purchase approved for $45,900 at RAPPI*COL with your card *4321
Draft
−$45.900
Rappi · Delivery · Visa ****4321
Confirm
Your month, in one message
On the day you pick, Wanance sends you what came in, what went out, where it went and how it compares with the month before — by email or Telegram.
September · October 1
Ask your money anything
“How much did I spend on food this month?”, “Which subscription costs me the most?”. The assistant answers from your own records, in the app or straight from Telegram. It only reads — it never changes anything.
How much did I spend on food this month?
You're at $612,400 on Food, 18% more than in August. The biggest share: delivery ($241,000).
Also from Telegram
The small leaks, spotted
Wanance notices the coffee-sized expenses that add up every month and warns you when a purchase is far above what you usually spend there.
Coffee: 14 purchases, $98,000
Small recurring expense this month
Unusual purchase at Hardware store
3× what you usually spend there
“Spent 25,000 on lunch” — done
Write your expenses to the Wanance bot on Telegram — and soon on WhatsApp — the way you'd tell a friend. It reads the amount, category and wallet and asks you to confirm before saving. Ask it questions too.
Spent 25,000 on lunch
Save this? Expense $25,000 · Lunch · Food · Nequi. Reply yes or no.
yes
Saved
Every due date in one place
Scheduled payments, card statement and payment days, debt instalments and goal deadlines on one monthly calendar — and in Google or Apple Calendar with a private link. Plus a Google Sheets copy of your movements, synced every night.
Google · Apple Calendar
Receipts that stay with the movement
Attach the invoice or receipt to a movement and it is filed in YOUR Google Drive, organised by date. Months later the proof is one tap away — and if you ever leave, the files are already yours.
invoice-bancolombia.pdf
Wanance / Receipts / 2026-08
Told before it hurts
A budget running out, a card about to close, a payment coming due. Alerts reach you by email or Telegram so you find out in time to do something about it.
Budget 82% used
Food · $410,000 of $500,000
Card closes in 3 days
Visa · cut on the 25th
Recurring expenses, logged for you
Rent, subscriptions, instalments: set them once and Wanance records the movement on the right date. It writes the entry in your books — it never touches your bank or moves real money.
Rent
Every month · 1st
Creates the movement — it does not move money
One purchase, several categories
Groceries and cleaning in the same receipt? Split the movement into categories with their amounts and each part counts in its own budget and reports.
Every subscription, found for you
Netflix, Spotify, the gym: Wanance finds what charges you every month or year, tells you what it costs per year, when the next charge is and warns you when a price goes up.
$1,623,600 per year in subscriptions
Your year in Wanance
Income, expenses, what you saved, your top categories and places and your most expensive month — your whole year in one page, ready to share.
Your 2026
You had $8.4M left after your expenses
Most expensive month: December
Weekly and monthly savings challenges
Spend at most an amount this week, save a goal this month or get a few no-spend days. Progress updates on its own and repeating them keeps your streak.
Spend at most $150,000 this week
On track · 3 days left ·4 in a row
The Wanance League: compete on habits, not money
Earn points for logging every day, keeping your streak and finishing challenges — never for how much you earn. Weekly leagues from Bronze to Diamond, country and global boards, friends, streak freezes, coins for the shop (themes, frames, extra AI captures, a Pro week) and season prizes. Only your alias, avatar, country and points are shown — never amounts.
23-day streak
2 freezes · x1.1 points
1,240 coins
Themes, frames and a Pro week
No amounts: just alias, country and points.
Start mastering your
money today
Every wallet, movement, and category — in one place. Free to start, no credit card needed.
No card · Cancel anytime